Arthum, a pioneering startup founded by Darpan Sharma in 2020 and headquartered in Noida, Uttar Pradesh, is making waves in the financial sector by addressing the persistent issue of inadequate financial support for small and medium-sized enterprises (SMEs) and micro, small, and medium-sized enterprises (MSMEs) in India.
These businesses, crucial to the nation’s economic health, often struggle to secure the necessary funds for growth and development, hindering their potential and impacting the broader economic landscape.
With a mission centered on financial inclusion, Arthum has carved out a niche by offering industry-specific financial services tailored to the unique needs of SMEs and MSMEs.
Recognizing the pivotal role these enterprises play in India’s economy—contributing significantly to employment and GDP—Arthum aims to bridge the gap in financial services, ensuring these businesses have the support they need to thrive.
At the core of Arthum’s strategy is its commitment to offering accessible and customized financial solutions.
The startup specializes in supply chain finance, providing innovative services such as bill discounting that empower SMEs and MSMEs to manage cash flow effectively.
One of their flagship offerings includes a Current Account service that automates payments and offers insights into financial health, crucial for businesses navigating uncertain economic environments.
Arthum’s approach to financial empowerment extends further with its Loan Account service, which simplifies access to funds through hassle-free limits for bill discounting.
This strategic focus not only supports business expansion but also enhances financial management capabilities among SMEs and MSMEs, crucial for sustaining growth in competitive markets.
The startup’s operational framework is designed to be user-friendly and efficient, streamlining the process for businesses to apply for loans, get approvals, and access funds seamlessly.
By leveraging technology-backed solutions, Arthum ensures that SMEs and MSMEs can navigate financial complexities with ease, fostering an environment conducive to their growth and stability.
Darpan Sharma, the visionary founder behind Arthum, underscores the importance of empowering small businesses through targeted financial solutions.
In a landscape where financial services often fall short of meeting the nuanced demands of SMEs and MSMEs, Arthum stands out for its dedication to understanding industry-specific challenges and offering tailored solutions that empower businesses to thrive.
With a clear focus on fostering financial inclusion and supporting economic growth, Arthum continues to redefine the paradigm of financial services for small businesses in India, setting new benchmarks in the industry.
As India’s economic trajectory evolves, Arthum remains committed to its mission of bridging the financial gap for SMEs and MSMEs, paving the way for a more resilient and vibrant entrepreneurial ecosystem.
Through its innovative approach and unwavering commitment to customer-centric solutions, Arthum is not just transforming businesses—it’s shaping the future of inclusive finance in India.
